unsure (all transactions were digital)Reporter: Bleed_DukeBlue
On October 4th, RBK borrowed $25 from me and agreed to repay either $30 by October 18th or $35 by November 1st, 2018. On October 30th, RBK messaged me and said he would have to extend the loan, because he was running low on funds. I agreed to extend to November 15th for $5 more (total repayment of $40). RBK responded with "Sending payment shortly" the same day (October 30th). Two weeks later, on November 14th, he said "Smh, gonna have to wait until I get a refund. Honestly might not be able to pay it just considering my money situation." I said that I thought he'd told me he would be paying me back shortly. He said he lost his job. I agreed to give him more time. He said he'd send $20 soon. On November 19th, I asked when he would be sending a partial payment. He responded with "Honestly can't say. When I can is the best I can say." At the same time, I was also waiting for him to send $25 in Amazon credit that I bought from him in another trade. He did eventually send $20 of the Amazon credit, but I'm still waiting on the other $5.
Despite all of that, I was giving RBK more time and trying to be understanding. However, today, he tried to cancel both trades (the one in which he still owed me $40 in PayPal and the one in which he still owed me $5 in Amazon credit). He also attempted to cancel loans he has not repaid to other traders today. On the attempted trade cancellations, he put "When the time permits...if ever." This is not acceptable.
I will remove this BTR when the loan is repaid and the $5 in Amazon credit has been received.