Thought it would be fun to hear how you guys manage your money, budget, etc.
We made a new year's resolution to save more than we already were, and to be more conscious of our spending. We're doing the "every dollar accounted for" system this year, and through a month, it's really been good for us. It really has made us think before spending.
We sat down and looked at our expenses in the 2 categories of known costs (mortgage, car payment, memberships, etc.) and variable costs (utilities, discretionary spending, etc.). Setting budgets for the variable stuff was the hardest part. Like, we had never REALLY tracked what we spend on groceries for the family in a month). We did pretty well on predicting for January, though.
We use Mint for tracking. If you're looking for a way to do this, I highly recommend it. Easy to use for tracking everything, budgeting, and especially setting saving goals based on predictability. Good site and mobile app.
So what do you guys do?