|Do it, dog. I was 20k in credit card debt 3 years ago. Now I'm down to 4k on the one card left with the lowest APR (11.24%). Pay off the lowest amount one first to get a sense of accomplishment, then tackle the next (either APR or next highest amount, I went with APR). Keep going until it's all gone. |
During this time, my car is paid off, so there's another payment gone. Also, STOP COLLECTING FRIVOLOUS CRAP. You don't need that PS4/XB1 LE of 'insert game here.' Some might say you don't need the system either, but how else are going to spend your free time? Keep the system, play one at a time, and either sell or trade for another afterwards. It wasn't until I liquidated my NES collection that I started to get out of the CC haze. Crap will consume you and get you into this mess in the first place.