> What does your letter say exactly that you got from the collection
> agency after you paid the $60? Does it say that it is paid off?
> I think your best bet is to go ahead and file disputes at the credit
> card agency(s) regarding that bill. Write them a letter explaining
> that you came to a mutual agreement to settle for a specific amount,
> paid that amount, and that debt is now considered paid in full. Include
> a copy of that letter if it says anything to that effect.
> Also, you might contact the cable company itself and see what THEY
> show as the status of that debt. See if they were at least notified
> by the collection agency that you made a payment. If they are unaware,
> then send them a copy of the canceled check that the collection agency
> cashed along with a letter explaining that you paid the debt as agreed
> to the collection agency and it appears that they collection agency
> did not inform them -- and that you would like this resolved immediately
> along with a letter back from them confirm that the debt has been
> paid. (Then, if you get that, do the same thing suggested above --
> dispute the charge with the cable company and include a copy of that
> new letter.)
> Dispute it at ALL THREE agencies. Send copies to all three making
> it clear that you consider the debt paid in full along with any documentation
> you can provide.
We agreed that they would remove the account from my credit report after I paid. I paid, and now they want $50 for a "proof of paid collection account settlement letter" due to various nonsense they've had to deal with in the 1 and 1/2 years they've had the account. Funny thing is they've never contacted me once, had no idea what this was until I tracked them down when I saw it on my report.
Time Warner says they have nothing to do with it now.
I did send a copy of the original settlement letter and proof of payment to the credit bureaus, just wasnt sure how long it takes.