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| Author | Message |
|---|
JFJguy
  
| #1 posted April 6, 2008 at 12:40am (EDT)
edited April 6, 2008 at 8:29am (EDT) |
I recently heard that Mr. Jack Overbaugh recently passed away, may he R.I.P.
If someone were to die in a middle of a trade and no one close to him/her knew about this site, what will happen?
Luckily, I have 3 friends that can update here if something were to happen to me. |
bill
  
 
| | #2 posted April 6, 2008 at 8:32am (EDT) |
I don't know.
It depends.
It is possible it has already happened and the person got BTRs and we just assumed they were a scammer, but in fact had met a tragic end. |
JFJguy
| | #3 posted April 6, 2008 at 5:59pm (EDT) |
yeh, also, I was thinking that you the person can send a letter or something, or even find the phone number. But what you were thinking bill iw hat I thought, they will get a BTR.  thx. |
therainstormlord
 
| | #4 posted April 6, 2008 at 10:24pm (EDT) |
Can't get into heaven with a BTR.
 |
seanner
 
| | #5 posted April 7, 2008 at 12:15am (EDT) |
They would already be in heaven before the BTR was filed, so would you get kicked out of heaven once the BTR was filed. |
JFJguy
| | #6 posted April 7, 2008 at 12:59am (EDT) |
thus the questions continues, all I know if I traded with someone who passed away, I will need my items back or the end of the trade. Sucks though, people are mourning and you are asking them to get you something.
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Richie
 
 
| | #7 posted April 7, 2008 at 1:03am (EDT) |
I'm dead. It doesn't stop me from trading!
 |
bill
| | #8 posted April 7, 2008 at 7:08am (EDT) |
There must be games in Heaven (it's Heaven, there has to be games there), so there must be game trading in Heaven too. |
mmm40x
| | #9 posted April 7, 2008 at 9:07am (EDT) |
bill wrote:
> There must be games in Heaven (it's Heaven, there has
> to be games there), so there must be game trading in
> Heaven too.
TSK. Everybody shares in heaven. |
John
| | #10 posted April 7, 2008 at 9:32am (EDT) |
So, no RIAA??
- John...
 |
invisibleink
| | #11 posted April 7, 2008 at 9:52am (EDT) |
its clear that the RIAA is the work of satan |
bill
| | #12 posted April 7, 2008 at 10:19am (EDT) |
trading is sharing |
Pyramid_Party
| | #13 posted April 7, 2008 at 6:47pm (EDT) |
I heard awhile back from someone on here I think, they bought something off ebay. They sent a money order for like $300 to a person. Like 3 years had passed and he found out the money order was never cashed, and found out the guy had died when he sent the money. I forget all the details but thats the summary.
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goldbera
| | #14 posted April 8, 2008 at 10:55am (EDT) |
I think if you die in the middle of the trade, you win. All your debts are forgiven. |
John
| | #15 posted April 8, 2008 at 11:01am (EDT) |
If you think life works like that, your kids might be surprised when the bank takes back your house. 
- John...
 |
goldbera
| | #16 posted April 8, 2008 at 4:04pm (EDT) |
life actually does work like that in many cases. Many debts (credit cards, college loans) are forgiven on death. The only time where this isnt true is in a collateralized loan, like a mortgage. Death sets you free. |
John
| | #17 posted April 8, 2008 at 4:47pm (EDT) |
goldbera wrote:
> life actually does work like that in many cases.
Doubtful.
> Many debts (credit cards, college loans) are forgiven on death.
In general, credit card debt is NOT forgiven at death. If the spouse survives, they are responsible. If the spouse has already died, then the estate is responsible for credit card debt. Only if ALL assets are sold and there is still not enough to cover the credit card debt is it actually written off by the credit card company.
So, it isn't passed on to your HEIRS directly, but it will eat up any estate that you might have -- before your heirs get access to it. So, it really doesn't just "go away" until you are completely broke. Which isn't that much of a bonus. heh.
You are correct only about federal student loans from what I understand. And that is pretty rare, of course.
> The only time where
> this isnt true is in a collateralized loan, like a mortgage. Death
> sets you free.
Again, please give me any other debt that death relieves you (or, more accurately, your family/estate) from besides federally backed student loans.
- John...
|
goldbera
| #18 posted April 8, 2008 at 5:14pm (EDT)
edited April 8, 2008 at 5:24pm (EDT) |
Well lets put it this way unless YOU want to be the guy who goes to talk to the spouse or the beneficiaries of the dead guy to get your cash, I think you should consider your item lost. In terms of debt I can tell you when my mom died she had pretty much 0 assets after the funeral was taken care of, and she had both credit card debt AND student loans, and nobody had to pay crap.
So, in short life does work this way. I guess if you have a bunch of cash on the line when you die, your debtors would get some of it, but if thats the case it still implies there is cash there. The people left behind usually get the same assets as before the person died. I think the major problems usually come from lost income. If the spouse can no longer afford the legacy mortgage they could be hosed. If you want to apply that to your game trading. ummmm. good luck. I think if someone dies youd better hope they sent first! In which case, guess what? No need to send! |
John
| | #19 posted April 8, 2008 at 6:49pm (EDT) |
goldbera wrote:
> Well lets put it this way unless YOU want to be the guy who goes to
> talk to the spouse or the beneficiaries of the dead guy to get your
> cash, I think you should consider your item lost.
Again, that isn't at all how life works. The bank simply files a petition with the court that handles the estate. It isn't like some guy goes up to a greiving widow and demands cash.
Also, if the spouse is still alive, then it is even worse -- there is no court involved -- the credit card debt is simply their responsibility.
> In terms of debt
> I can tell you when my mom died she had pretty much 0 assets after
> the funeral was taken care of, and she had both credit card debt AND
> student loans, and nobody had to pay crap.
Of course -- because, as you just said, SHE HAD 0 ASSETS! Obviously, if you HAVE NO MONEY, then you don't have to worry much about any debts (except if there is a surviving spouse). As I said, if they have no money, then the credit card companies will just write off the debt. But, again, that is only AFTER they have taken ANY assets that they can.
If you HAVE money (that would go to your heirs, as I said above), then that debt does not magically go away when you die -- they WILL petition the court for it and take it from those assets before it goes to your heirs.
> So, in short life does work this way.
I still disagree completely, but whatever.
> I guess if you have a bunch
> of cash on the line when you die, your debtors would get some of it,
> but if thats the case it still implies there is cash there.
Well, duh. I didn't realize we were discussing that you "get out of debt" if you have absolutely no assets. That seemed obvious. If you don't have any money, then they can't take any from you. That isn't at all the same of your debts just going away when you die.
> The peopleleft behind usually get the same assets as before the person died.
This is incorrect. The people left behind get the assets that are LEFT AFTER any debts have been paid.
> I think the major problems usually come from lost income. If the
> spouse can no longer afford the legacy mortgage they could be hosed.
And, again, if the spouse is still around -- then it is even worse. Because credit card debt DOES automatically apply to the spouse -- even if they were not a joint cardholder. Therefore, even if the person HAS NO ASSETS TO TAKE, the debt would STILL be assigned to the spouse.
> If you want to apply that to your game trading. ummmm. good luck.
I was simply saying that your idea that debts just go away when you die is, in general, incorrect.
- John...
|
dracula
| #20 posted April 17, 2008 at 3:31am (EDT)
edited April 17, 2008 at 3:34am (EDT) |
seanner wrote:
> They would already be in heaven before the
> BTR was filed, so would you get kicked out
> of heaven once the BTR was filed.
Apparently you have never heard of puragory, or limbo for that matter.
Pyramid_Party wrote:
> I heard awhile back from someone on here
> I think, they bought something off ebay.
> They sent a money order for like $300 to
> a person. Like 3 years had passed and he
> found out the money order was never cashed,
> and found out the guy had died when he sent
> the money. I forget all the details but thats
> the summary.
hold onto the serial number for the money order when you buy it, and if it doesnt get cashed after a couple of months, just got to the PO with the serial number get the money back.
Abeyta wrote
"I was wondering what Blockbuster pays to begin, such as $6/7 a hour? And do they hire offen, or is it a prized job that is rarely gived up?" |
Pyramid_Party
| #21 posted April 17, 2008 at 4:50am (EDT)
edited April 17, 2008 at 4:51am (EDT) |
dracula wrote:
> seanner wrote:
>> They would already be in heaven before the
>> BTR was filed, so would you get kicked out
>> of heaven once the BTR was filed.
>
> Apparently you have never heard of puragory, or limbo for that matter.
>
>
> Pyramid_Party wrote:
>> I heard awhile back from someone on here
>> I think, they bought something off ebay.
>> They sent a money order for like $300 to
>> a person. Like 3 years had passed and he
>> found out the money order was never cashed,
>> and found out the guy had died when he sent
>> the money. I forget all the details but thats
>> the summary.
>
>
> hold onto the serial number for the money order when you buy it, and
> if it doesnt get cashed after a couple of months, just got to the
> PO with the serial number get the money back.
>
>
It wasnt me that this happened to, I remember it was a member here though that said this. If I remember correctly, He had the chance to get the money back but the whole time he had thought he was scammed. But it turned out the person died.
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Admiral
 
| | #22 posted April 24, 2008 at 11:41am (EDT) |
Richie wrote:
> I'm dead. It doesn't stop me from trading!
>
>
I lol'd here... |
BoB
| | #23 posted April 26, 2008 at 9:54am (EDT) |
when i get really sick im gonna pend hella trades,thats right HELLA TRADES.then when i die im gonna roflmao roflmao roflmao.annnnnnnnnnd im gonna have all youse guys stuff buried with me so itll get all icky and you wont even want it back.
replace roflmao with roflalt
Bawitdaba da bang a dang diggy diggy diggy said the boogy said up jump the boogy |
HybridCRoW
| | #24 posted April 26, 2008 at 10:08am (EDT) |
ROFLMAO... and to think I was the only one who thought about this. |
BoB
| | #25 posted April 26, 2008 at 10:22am (EDT) |
dying during a trade?bitch please i been thinking about it for awhile.
Bawitdaba da bang a dang diggy diggy diggy said the boogy said up jump the boogy |
invisibleink
| | #26 posted April 26, 2008 at 12:07pm (EDT) |
well when bob starts trading for a coffin and a tombstone we will know whats about to happen |
kzn
| | #27 posted April 26, 2008 at 12:23pm (EDT) |
BoB wrote:
> when i get really sick im gonna pend hella trades,thats right HELLA
> TRADES.then when i die im gonna roflmao roflmao roflmao.annnnnnnnnnd
> im gonna have all youse guys stuff buried with me so itll get all
> icky and you wont even want it back.
>
>
> replace roflmao with roflalt
>
HAHAHAHAHAHAHAHAHA
 |
BoB
| | #28 posted April 26, 2008 at 2:31pm (EDT) |
roflalt = rolling on the floor and laying there
Bawitdaba da bang a dang diggy diggy diggy said the boogy said up jump the boogy |
nihon
| #29 posted April 30, 2008 at 11:59pm (EDT)
edited April 30, 2008 at 11:59pm (EDT) |
dracula wrote:
>
> Apparently you have never heard of puragory, or limbo for that matter.
Purgatory is in Maine and Limbo is in Guinea.
-- Apple/Mac Forum -- |
invisibleink
| | #30 posted May 1, 2008 at 7:39am (EDT) |
and hell is in norway |
bill
| #31 posted May 1, 2008 at 7:44am (EDT)
edited May 1, 2008 at 7:45am (EDT) |
Fudging is in Austria. |
John
| | #32 posted May 1, 2008 at 11:33am (EDT) |
bill wrote:
> Fudging is in Austria.
 This doesn't work for me because there is no "Fudging, Austria". heh.
Actually, I think you added code to not convert/censor links a while back -- maybe it just isn't in effect for the Wiki thing?
- John...
"Yes, but people that are quiet shoot up schools.
Do you really want him to own a dog that shoots up a school?"
- Adam |
Admiral
| | #33 posted May 1, 2008 at 11:40am (EDT) |
Penis is in Russia |
bill
| | #34 posted May 1, 2008 at 12:00pm (EDT) |
John - nope, never fixed that, sorry (don't really know how I would to be honest -- the text filter is pretty complicated and all that). |
John
| | #35 posted May 1, 2008 at 12:33pm (EDT) |
No biggie.
- John...
"Yes, but people that are quiet shoot up schools.
Do you really want him to own a dog that shoots up a school?"
- Adam |
Gonchi
| | #36 posted May 5, 2008 at 5:32pm (EDT) |
They should print a new sign that reads "please don't steal our FUDGING sign". |
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