Myself and Neko agreed to a loan of $30 and a repayment of $35 before the end of August on July 23, 2017.
August went by without repayment.
I sent a message on September 1st reminding Neko that the payment was due. I was told "I'll get it out.. might be a bit late. Just paid bills, some other loans, and food shopping." I said no rush.
I send a message on October 16th asking for an update and i'm told that i'll be repaid in November.
I send a message on November 25th asking Neko if they are still good for repayment this month and i'm told that that yes we are good.
November goes by without payment.
I don't like giving BTRs and Neko sincerely regrets not being able to pay me, but this needs to be a lesson for users pending alot of loan trades when they know they can't repay on the agreed upon date. This BTR will disappear once i'm paid.