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Topic   "You'll never make money off playing video games" - Thanks Mom & Dad

MrBean
GameTZ Gold Subscriber 300 Trade Quintuple Gold Good Trader Gold Global Trader (7) Has Written 1 Review Secret Santa
* 4-Sep-2017(#1)
I'd assume many of you, like me, grew up in the 80's and had/have a mild obsession with video games. Thankfully back then, we were all still normal kids and got outside on a regular basis.

Anyway, early on in life, I always said I wanted to make video games. I never really had any career aspirations, but always wanted to do what I enjoy the most, gaming. I got accepted into DigiPen when I was 17 and I sadly never went. I was too busy being a stupid teenager, partying. Re-applied post high school, got accepted again and ... still didn't go. Decided to go to a local college in Ohio and never finished as I landed a pretty sweet gig in IT and the rest is history.

Now a days, making money off gaming is becoming a very common thing and it's hard not to get upset over it. Seems like every other day I'm reading about kids making an absurd amount of money and I can't help but be envious and jealous on a regular basis. Here I am, now in my mid 30's and questioning ... is it too late, or do I stay the course? I am constantly riddled with fear of missing out and If I continue to delay, that it will only become harder. I have to assume I'm not alone on this question on GTZ as most of us appear to be in our 30's.

I make more money than I ever thought possible, or deserve, but can't come to terms with being OK leaving that behind. We grew up dirt poor on government assistance and I'm fearful of losing what I have. I still do not have a college degree and I am rapidly approaching a ceiling with my salary and career path. In order to continue down this path, I'm going to need my degree at some point in the not so distant future. I just recently enrolled into WGU and I will be resuming my abandoned college efforts from over a decade ago. I'm just having a hard time saying "yep, this is for me ... more school" vs. being excited about doing something I'm really energetic and driven by ya know?

Seems like breaking into the Twitch community now a days is not an easy task. That as usual, 'just missed the bus', on this new world. I (probably like everyone else here), just ... hate working. I hate knowing that so much of my life will be blown working and on something I'm not overly passionate about. Yet, now that I have a son and we're already prepping for our second, it seems foolish to gamble with stability and consistency at this stage in life.

Just curious if any others here have toyed with these ideas and have moved forward with them. I'm debating trying out this whole Twitch thing, but then I question If I have the right personality for it. Have had a lot of these chats locally with friends and colleagues over beer recently, and they all say if any one they know can pull it off, it'd be me. The thing is though, my humor is usually in the form of being the funny, angry, crazy and foul mouthed big guy (I've always been referred to as Farley or Seth Rogen). Sadly, most of my humor stems from alcohol. My assumption is that profanity and booze are not generally accepted in the Twitch community due to minors.

Pretty sure this is a mid life crisis, haha. Just would love to get paid to play and truly enjoy my daily job. Like anything one does not have, it's typically not as glamorous as an outsider makes it out to be and I'm hopeful that's the case here. Reality is, it's probably amazing and those making the big bucks probably love every aspect of their daily life!
dustin11
Double Gold Good Trader Global Trader - willing to trade internationally
21-Dec-2017(#121)
John wrote:
> dustin11 wrote:
>> I wish that you could chose where your SS got invested into, rather than just
> going
>> into one huge pool that everyone takes from. That way the government wouldn't
> be
>> responsible for keeping your money safe, they would just be incharge of making
> sure
>> it goes to whoever it needs to go. Being able to let it go into mutual funds,
> IRA,
>> bonds, etc.....
>
> This sounds good in theory and I hear it a lot -- but the reality is that people
> would invest in unsafe things that could lose money and not have enough to provide
> throughout their lifetime. So, you really couldn't trust people with that sort of
> investing -- because they could lose it.
>
> And I know some people want to go "Well, it's their fault -- so be it!" -- but the
> reality is that we still have to deal with those people in society and WANT them
> to be ok in their older age. So, really, you just can't let people make their own
> investment decisions with their SS money.

What guarantee do they have that SS will be there for them now though? I get what you're saying though, what if someone invested in a ponzy scheme or something, then they would be in a very bad position. There would need to be some type of vetting process so you could only direct that money into approved areas of different markets.
tonymack21
GameTZ Gold Subscriber 500 Trade Quintuple Gold Good Trader Global Trader - willing to trade internationally Has Written 3 Reviews Secret Santa
21-Dec-2017(#122)
John wrote:
> tonymack21 wrote:
>> I think since im going to have paid into SS for 50 years by the time I get my
> time
>> to use id say im entitled to it. medicare too. been paying into since I was 16.
>
> Agreed. To clarify what I meant... By "entitled" I was referring to a discussion
> of the attitude that some people have these days where they think they are entitled
> to thinks that they did NOT necessarily work for.
>
> I was putting SS in NOT that category. Because, as you said, we pay into that.
> We earned it. We are indeed entitled to it -- but not in the way I'm usually referring
> to when I talk about the "entitlement mentality" of some people today.
>
> yes

i feel you
The_Prophecy
Has Written 1 Review
(abandoned)
21-Dec-2017(#123)
For every Pewdiepie, there are thousands of people who never make it. The way YouTube is now, every niche has been filled (just about) in the gaming world. Twitch is a total roll of the dice. First of all, you need a great personality. Just playing games with no commentary won't get you anywhere. Second, you have to play games the viewers want you to play. That usually means the genre that made you successful. I watched a guy a few years back who played DayZ mod. That's all he played. When Standalone and H1Z1 came out, he played those, but they're more or less the same experience. To me, that would suck all the fun out of the gaming experience. Competitive gaming is like professional sports in terms of the number of people that make it versus those who don't. Only a tiny percentage of gamers will ever make decent money solely playing games.
HybridCRoW
GameTZ Subscriber Double Gold Good Trader Global Trader - willing to trade internationally Has Written 2 Reviews Secret Santa
22-Dec-2017(#124)
dustin11 wrote:
> Huh, weird. I've gotten a 15% raise every year except for last year which was only
> 4% but they said they're making up for it this year with "a substantial pay increase",
> but that will have wait to be seen. What 401k benifits do they give you for compensation?

When I first started working there, they were offering 50% matching contribution. When I finally was at a point I could start building my own 401K (2 years later), they stopped matching... so for the next 3 years, I was contributing 5-10%, then for the last 2 years they've been contributing 100% matching up to so much.

It's all basically stock options, but these stocks are picked specifically to help the money grow. So far they've been pretty good at having stocks that make money over time. If a stock seems doing bad enough, they'll switch out the stock and automatically put your money into it if you had money into the bad stock so you won't really lose anything.. but of course, as with all stocks and 401k stuff, there are no guarantees. I try to keep an eye on the stocks myself and do some switching around once in awhile just to try to learn how it works, even when reading the stock's growth history, etc.
dustin11
Double Gold Good Trader Global Trader - willing to trade internationally
22-Dec-2017(#125)
What's their dollar amount limit on 100% 401k matching?
HybridCRoW
GameTZ Subscriber Double Gold Good Trader Global Trader - willing to trade internationally Has Written 2 Reviews Secret Santa
22-Dec-2017(#126)
dustin11 wrote:
> What's their dollar amount limit on 100% 401k matching?


I would have to look for that information... We get an email every quarter announcing how much total was matched for all employees participating. I'm currently at 10% contribution... soon as I can get rid of my student loans (it'll be awhile still), I'm looking to up it to 15% if it doesn't exceed maximum allowable.
SirConnery
GameTZ Subscriber 1000 Trade Quintuple Gold Good Trader Secret Santa
22-Dec-2017(#127)
I hope all you folks selling on eBay are paying taxes on that income. Thus paying into the system, so if there's any sort of social security when you get old, you don't get the bare minimum "I'm alive" amount each month.
John
GameTZ Gold Subscriber GameTZ Full Moderator 400 Trade Quintuple Gold Good Trader Gold Global Trader (13) Secret Santa
22-Dec-2017(#128)
dustin11 wrote:
> What guarantee do they have that SS will be there for them now though?

They don't have a "guarantee" -- but, so far, in all of history, it has been there.

> I get what
> you're saying though, what if someone invested in a ponzy scheme or something, then
> they would be in a very bad position. There would need to be some type of vetting
> process so you could only direct that money into approved areas of different markets.

Right, but if you take that to the point of guaranteeing that it is safe and won't be lost -- then you get to the point of something like government bonds only -- at which point, you might as well use the current system where the government controls the SS fund.

There isn't a "simple" solution here. This is why we don't get to decide where that money is invested.

If we want to control our investments, we are welcome to do that with our own plans -- and just leave the SS as an "extra" fund. As I said, that is what I do -- and lots of others.
darkslime
GameTZ Subscriber Quadruple Gold Good Trader Global Trader - willing to trade internationally
23-Dec-2017(#129)
Have fun wasting 8 hours a day 5 days a week of your short life and hoping you don't die before retirement is all I'm saying
Osiris

* 23-Dec-2017(#130)
I wouldn't criticize anybody's lifestyle/professional choice, especially when they are on the young end and will undergo lots of change over their life. Living in the moment not a bad thing.

For my opinion, the point is to do something professionally that rewards you intellectually, emotionally, artistically, etc most of the time you spend in it. Work sucks sometimes, but should be mostly interesting to you. Sometimes life gets in the way of that though.

And, oh yeah, make a big pile of dough doing it!
John
GameTZ Gold Subscriber GameTZ Full Moderator 400 Trade Quintuple Gold Good Trader Gold Global Trader (13) Secret Santa
* 23-Dec-2017(#131)
darkslime wrote:
> Have fun wasting 8 hours a day 5 days a week of your short life and hoping you don't
> die before retirement is all I'm saying

Again, this is you only seeing two extremes as the ONLY options.

The reality is that I work a normal day job, yes, but I do LOTS of other things in life too. I take a LOT of trips. I'm frugal, but have been able to do trips to the Bahamas (twice), Aruba (twice), and all across the USA several times in the past few years. I certainly AM enjoying life while still working so that I have retirement and can CONTINUE to do those things in the future.

You seem to be of the attitude that it is either "work all the time and have NO life until maybe you retire before you die" or "live the hobo life so that I can enjoy life by sleeping until 10am every day."

How do you not see the in-between life that the vast majority of people are living?
dustin11
Double Gold Good Trader Global Trader - willing to trade internationally
23-Dec-2017(#132)
Being able to take vacations is a nice perk of having a 40 hour/week stable job. I go to Maui for 2 weeks every year around Christmas and this year I was able to go to Vegas for a week through work and will go Arizona next month for week, plus I will have another week of paid vacation between now and then. Thinking that you just go to work for 8 hours a day 5 days a week then have nothing extra to show for it is pretty far from the reality of how most people live.
Osiris

23-Dec-2017(#133)
hey kids, at some points in life being the grasshopper is better than living as the ant.
HybridCRoW
GameTZ Subscriber Double Gold Good Trader Global Trader - willing to trade internationally Has Written 2 Reviews Secret Santa
23-Dec-2017(#134)
My only issue with my current job is that we can only request 1 week off (40 hours) at a time, so as much as I'd like to check out the Bahamas or Maui or even go to another country, it's not possible to do it in 1 week especially when you have to factor in the travel time, possible delays, etc. Bosses and such have taken more than 1 week off at a time, so I guess it only applies to the non-boss folk.

I've done my share of traveling in the US, such as driving to Texas, driving to Georgia, flying to California, and I'd still do it even while working. I just decided to tone it down a bit for awhile at least until I get my student loans taken care of... and then there's doing the studying and reading for certifications to get into cyber security.

You just have to decide what makes you happy and stick with it. Nothing anyone can say or do affects your choices any more than you making the choices.
John
GameTZ Gold Subscriber GameTZ Full Moderator 400 Trade Quintuple Gold Good Trader Gold Global Trader (13) Secret Santa
24-Dec-2017(#135)
HybridCRoW wrote:
> My only issue with my current job is that we can only request 1 week off (40 hours)
> at a time, so as much as I'd like to check out the Bahamas or Maui or even go to
> another country, it's not possible to do it in 1 week especially when you have to
> factor in the travel time, possible delays, etc. Bosses and such have taken more
> than 1 week off at a time, so I guess it only applies to the non-boss folk.

That is a pain, I agree. But, to note it, my last trips to the Bahamas and Aruba have all been 3-nights there with one night at each end for travel (so, 5-nights total). Great, quick getaways that would fit in with your week schedule. yes

(Note that I was only able (well, WILLING) to do these sorts of trips because I have a ton of free Southwest travel built up due to credit card deals over the years. yes)
Admiral
650 Trade Quintuple Gold Good Trader Gold Global Trader (7) Has Written 1 Review
3-Jan-2018(#136)
darkslime wrote:
> Have fun wasting 8 hours a day 5 days a week of your short life and hoping you don't die before retirement is all I'm saying

lol

"wasting"????

I am happy in my job. I start at 7am and end at 3pm. I have all evening, weekends, holidays, and summers to do what I want. Plus, I have enough income to actually do all of these things I want.

Why do you continue to lump every working person in a group, claiming they are "wasting" their days??? I have a big house, nice cars, wonderful GF, money, friends, time off, happiness, healthcare, etc. I wouldn't call that "wasting" anything!
dustin11
Double Gold Good Trader Global Trader - willing to trade internationally
3-Jan-2018(#137)
I would rather have my job than crawl around a dumpster.
Admiral
650 Trade Quintuple Gold Good Trader Gold Global Trader (7) Has Written 1 Review
3-Jan-2018(#138)
dustin11
Double Gold Good Trader Global Trader - willing to trade internationally
* 3-Jan-2018(#139)
Oh look, a dumpster full of perfectly good bagels:
image
darkslime
GameTZ Subscriber Quadruple Gold Good Trader Global Trader - willing to trade internationally
3-Jan-2018(#140)
They call me the coon

image
Admiral
650 Trade Quintuple Gold Good Trader Gold Global Trader (7) Has Written 1 Review
3-Jan-2018(#141)
No they don't.
John
GameTZ Gold Subscriber GameTZ Full Moderator 400 Trade Quintuple Gold Good Trader Gold Global Trader (13) Secret Santa
3-Jan-2018(#142)
Boss
GameTZ Gold Subscriber 650 Trade Quintuple Gold Good Trader Gold Global Trader (8) Secret Santa
3-Jan-2018(#143)
darkslime wrote:
> They call me the coon
>

Please change username to: "Human Raccoon"

yes
dustin11
Double Gold Good Trader Global Trader - willing to trade internationally
* 3-Jan-2018(#144)
Or Oscar the Grouch

image
Admiral
650 Trade Quintuple Gold Good Trader Gold Global Trader (7) Has Written 1 Review
3-Jan-2018(#145)
DumpsterSlime

Topic   "You'll never make money off playing video games" - Thanks Mom & Dad