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Topic   Post a Random Pic Thread[The Revival]

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
18-Apr
Yeah, pretty insensitive there, John.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
18-Apr
Boss wrote:
> Imagine getting stuck in this window?
>
> {imgt}https://i.imgur.com/XJnQgIb.jpg 1648 1212{imgt}
>
> {imgt}https://i.imgur.com/dTktJGE.jpg 918 1205{imgt}

Turns out 1 dead after this. frown
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
* 17-Apr
I don't know how to embed a video from Twitter or if you even can, but the one in this tweet is hilarious.

https://twitter.com/mikekrommendyk/status/98587441...

Topic   DuolingoTZ

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
16-Apr
I have to admit it's pretty cool. I started just last night and I feel like I can already speak Spanish.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
16-Apr
Right, but when you're playing on the iPhone app, doesn't it still count down "lives" if you mess up and then make you spend gems to get more lives? Or are you saying they changed that so you don't have to?
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
16-Apr
Following up on that post - it looks like there are no health bars to deal with if you do it on the computer...
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
16-Apr
Ahhhh man - it's a pay to play game. Run out of health bars, either wait or buy more...

Puts a bit of a damper on it, unless I'm missing something.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
16-Apr
I just joined. I've always kind of wanted to learn Spanish, so if this gets me started on it, great.

Topic   Nintendo Switch! (IDs and codes)

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
13-Apr
Racism most often reveals itself not in intentional usage, but in passing remarks that reveal the true lens through which we view the world.

Topic   Post a Random Pic Thread[The Revival]

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
10-Apr
Smh let's get back to tremendous pics.

image
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
10-Apr
Yes. No.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
10-Apr
I can figure out weed is dumb all by my lonesome. smile
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
10-Apr
Weed is dumb.

Topic   What's your ultimate material goal?

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
9-Apr
Osiris wrote:
> Some people take 20k fudgeyou money and ge 15% safe return annually having investment
> fun, now that's entertainment!

For someone in that situation who actually does that, it's great.

But the reality is that the percentage of people who could wisely pay cash for the car, but are instead financing it so they can invest the money instead, is astronomically small. The vast majority are doing it because it allows them to drive a car they would not or could not pay for in cash. The lifestyle of financing and debt builds on itself.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
9-Apr
Only thing better for monthly cash flow - not having a car payment.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
9-Apr
Car payments are public enemy #1 to young people saving. That's my personal opinion. That said, I totally get the desire to have a nice car.

More often than not, I think financing things just results in people buying more expensive things than they should be.

Topic   Roommate had people over, expensive item stolen

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
9-Apr
I don't know all of the legalities of renter's insurance, but it seems if something was stolen, you should be able to submit a claim.

I hope you get it figured out. We talking like hundreds or thousands here?

Topic   Political memes [the 2nd]

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
7-Apr
"Harris/Booker 2020: Fighting the Trump lunacy with more lunacy"
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
7-Apr
Kamala Harris laughed really hard at a joke about killing President Trump in an elevator. She's the class of the Democratic Party.

Topic   What's your ultimate material goal?

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
5-Apr
SirConnery wrote:

> It just seems like many of the decent paying term insurance plans I'm seeing require
> high enough payments that it doesn't seem worth it.

For an elderly person, this is certainly true. There's no need and it's really expensive. Again, the question is whether or not there is an income stream that others depend on that needs to be replaced.

For a young person with a family, there's really no excuse not to have it. If you're 30 and a healthy non-smoker, you can get a 500k, 30-year policy for 350 bucks a year... whereas a 500k policy if you're 70 is thousands.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
5-Apr
If there's nobody depending on her income, then life insurance really isn't needed. The purpose of buying it really is to replace the income for those who depend on it.

Topic   Political Memes [the 2nd]

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
5-Apr
Scots wrote:
> NRA continues to lead the competition to be the most blamed organization
> for crimes its members have never committed.

Topic   What's your ultimate material goal?

Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
5-Apr
Stay away from whole life. Just go for the most inexpensive term life policy you can get. I've got a 30-year 500k policy that I'm like 7 years into. It's like $325/year. A very small price for the peace of mind for my family. I'm actually about to up it to 750k, just because it only goes up to like $500/year and it's worth it to me.

For me, it's not about covering funeral expenses. It's about my wife not worrying how she will pay the bills, live, etc. while the kids are young and she figures out what to do moving forward.
Scots
GameTZ Subscriber Triple Gold Good Trader Global Trader - willing to trade internationally
4-Apr
So how much money do you guys have?